WHAT WE DO

IEM offers investment management services by offering a very broad range of low cost and tax-efficient financial products (e.g., fixed, equity) and managing them actively.  With our independent status, we clear trades through a choice of well-known brokerage companies in a variety of accounts including IRA, non-IRA (non-qualified individual or joint), 401(k), trusts, and many others.  IEM provides full product disclosure and discusses all pros and cons of all products it offers.  This is especially helpful for mutual funds and annuities as the general public is usually not well-informed of their pros & cons, features and fees.  IEM only recommends products to clients when they are truly suitable for clients.

These products include, but not limited to:

1. Stocks
2. Bonds
3. ETFs
4. Derivatives
5. A variety of mutual funds and other funds
6. A variety of fixed products including competitive CD and Money Market Rates

  Advisors at IEM offer insurance products independently to provide financial protection for their clients.  These insurance products are from top-rated insurance companies such as John Hancock, Genworth, Met Life, ING, and many others.